The Halo App is an online marketplace where trustworthy Borrowers (people who need money) connect with Backers (people looking to earn extra money or help people out). Borrowers choose the amount they need and how long they need to pay their loan in full. Backers choose who they want to loan money to without bias, and receive their money back in bi-weekly installments. The Halo App allows people access to money right when they need it, and allows Backers to see returns that are more than just fiscal. You can find out more on our website at the bottom of any page at www.thehaloapp.com.